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05-07-2007, 03:48 PM
| #1 |
| Registered User Join Date: May 2007
Posts: 2
| New and Need Advice Hello! I am a new grad (yesterday to be exact)!:houra: Now it's time to pay back my LARGE student loans and was wondering if any one had suggestions on who to use and possibly not to use for consolidation? ThankQ! |
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05-07-2007, 05:13 PM
| #2 |
| Super Moderator  Join Date: Feb 2007 Location: Florida
Posts: 158
| Re: New and Need Advice CONGRATULATIONS!!! :houra: Sorry I can't help you with your consolidation question, but just wanted to congratulate you on your graduation. Feels pretty good, huh? :-)
__________________ Tom, RN. . . Neuro ICU, ER, Level 1 Trauma, Chronic Dialysis, Bone Marrow Transplant |
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05-07-2007, 05:52 PM
| #3 |
| Registered User Join Date: May 2007
Posts: 2
| Re: New and Need Advice ThankQ! The best way to describe it would be :dance: |
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05-07-2007, 11:19 PM
| #4 |
| Registered User Join Date: Apr 2007
Posts: 52
| Re: New and Need Advice I graduate Saturday...and the advice I was given was to wait. If you consolidate..you lose your grace period and have to start paying immediately. I was told to wait until the grace period was over...then consolidate..unless of course you already have a great job. Either way..you can make payments and lower the principle. |
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05-08-2007, 06:42 AM
| #5 |
| Administrator  Join Date: Oct 2006
Posts: 7,397
Mood:   | Re: New and Need Advice Welcome to the site, Sugarbear. If you pay a bit extra, it'd look good, too. BTW......Congratulations! Good luck on Boards, too. 'Cat'
__________________ Now I lay me down to sleep; I try to count electric sheep. Dreaming dreams that just won't keep. How I hate the night. |
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05-08-2007, 09:25 AM
| #6 |
| Registered User  Join Date: Mar 2007
Posts: 198
| Re: New and Need Advice Hello and welcome to the forum Sugarbear25......there are 2 things you can do....one is ask for forgiveness for your loans......if you have a good reason the government can dismiss all or part of your loans......two, you can ask to have your loans forgiven because you will work in an area where you are needed like an indian reservation or other poor area where healthcare is hard to come by....usually 2 years will take care of it......something to consider.....:luck: |
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05-08-2007, 12:19 PM
| #7 |
 Administrator Join Date: Feb 2005 Location: Wisconsin
Posts: 1,722
Mood:  | Re: New and Need Advice I applied for the Nursing Loan Forgiveness Program when I was a new grad working in WI. My hospital qualified for the program, but for some reason I was not chosen- maybe it's different in other areas, but for me, it was a huge waste of time & effort... |
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05-08-2007, 01:37 PM
| #8 |
| Super Moderator Join Date: Feb 2007 Location: Florida
Posts: 158
| Re: New and Need Advice CONGRATULATIONS!!! :houra: to you too, April!!!
__________________ Tom, RN. . . Neuro ICU, ER, Level 1 Trauma, Chronic Dialysis, Bone Marrow Transplant |
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05-08-2007, 02:43 PM
| #9 |
| Registered User Join Date: May 2007
Posts: 2
| Re: New and Need Advice I found my original agreements were the best on my loans. The percent interests were great and it was $50.00 per month and would not change. If you have equity in a home or someone willing to co-sign you might get a better deal. |
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